M & I TX Home Team - Cattell Real Estate - Cattell Mortgage

Knowledge Hub

Education & Resources

Expert insights on buying, selling, mortgages, and the Dallas-Fort Worth

real estate market — by M&I TX Home Team.

How Tax Write-Offs Affect Mortgage Approval (And What to Do)

Tax write-offs can reduce the income lenders use to qualify self-employed borrowers. Learn how mortgage lenders calculate income and when bank statement loans may help you qualify. ...more

buyers ,self-employed Mortgage Programs &Sellers

June 26, 2026•3 min read

Where Can You Actually Afford a Home in DFW? Affordable Areas for Buyers in 2026

Wondering where you can afford to buy a home in DFW? Compare Mesquite, Garland, Forney, Rockwall, and other Dallas-Fort Worth areas to see where your budget goes furthest in 2026. ...more

buyers

June 25, 2026•3 min read

What Documents Do ITIN Borrowers Need to Buy a Home?

Buying a home with an ITIN? Learn exactly what documents ITIN borrowers need, including proof of income, down payment requirements, alternative credit history, and more. Discover what you don't need a... ...more

buyers ,ITIN

June 24, 2026•3 min read

What Actually Moves Mortgage Rates in Texas? 3 Factors You Can Control Today

Mortgage rates aren't controlled by headlines alone. Learn the 3 factors you can control—credit score, down payment, and loan type—to secure a better mortgage rate in Texas. ...more

Mortgage Programs

June 23, 2026•3 min read

New Construction Homes in Royse City TX: Pros & Cons

Thinking about buying a new construction home East of Royse City, TX? Read the real pros and cons for first-time buyers before visiting a model home. ...more

buyers ,Down Payment Assistance Programs &First-Time Home Buyer

June 22, 2026•4 min read

How Self-Employed Business Owners Get Approved for a Mortgage in Texas

Self-employed in Texas? Learn how bank statement loans, 1099 loans, and P&L mortgages help business owners qualify for a home loan without relying solely on tax returns. ...more

buyers ,self-employed

June 22, 2026•3 min read