Self-Employed? Here's How to Qualify for a Mortgage in Texas
self employed buyers
Self-Employed? Here's How to Qualify for a Mortgage in Texas
Self-Employed? Here's How to Qualify for a Mortgage in Texas
If you're self-employed and want to buy a home, you may have been told it's difficult — or even impossible — to qualify for a mortgage.That's simply not true.
The Challenge
Traditional mortgage programs rely on W-2s and steady employment history. Self-employed buyers may have irregular income, business write-offs that reduce taxable income, or non-traditional documentation.
The Solution: Specialized Programs
Bank Statement Loans: Use 12-24 months of bank statements instead of tax returns
Profit & Loss Programs: Documentation from your CPA
Non-QM Loans: Flexible qualification criteria
1099 Income Loans: For independent contractors
How Irene Helps
As a licensed Mortgage Loan Officer, Irene Chanthapraseut works with lenders who specialize in self-employed borrower programs. She evaluates your unique situation and finds the best path to pre-approval.
